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Home Buying Checklist

Congratulations! Whether you are relocating to Gainesville, or simply looking for a new home in town, you have picked a great time to buy. Gainesville is a thriving community with a long resume of premier neighborhoods, and a budding hub for innovation and cultural diversity. Are you ready to buy a home? Here is a checklist to help you through the buying process:

Have a clear idea of what you want:

  • Are you looking for a house, townhouse, or a condominium?
  • How many bedrooms, bathrooms?
  • What about the size?
  • How about location? Do you want to be closer to downtown or the outskirts of the city? Does school zoning matter? Proximity to work?
  • Are you looking for a home with certain amenities? Or in a community that offers amenities?
  • Have you considered building a home?
  • If you are relocating, what is your timeline for finding a home?

Now evaluate your finances:

  • How much you can afford monthly for your mortgage payment?
  • How much can you afford to put down as a down payment?
  • How’s your credit?
  • Are you in a good place to make such a large financial commitment?

Call us up:

  • Call one of our experienced Realtors® and evaluate your options. We will guide you through the entire process from financing to closing on a home.

Get pre-approved for loans:

  • Shop around for a mortgage lender. We would gladly recommend someone for you.
  • Find out what your estimated payment and down payment will be.
  • Reassess your financial situation and find out how much you can borrow.

Start looking at properties:

  • Talk about your vision for the home, and let us show you some potential properties.
  • Make a list of “must-haves” and “Like-to-haves” for your future home.
  • Do some research on neighborhoods and schools.
  • Do some house hunting of your own. Use the property search feature on our website to narrow down available homes in the area.

Select your future home:

  • Work with your Realtor on an offer for the home.
  • Prepare for negotiations with the seller.
  • Secure your financing with your mortgage lender.

Paperwork time (we will walk you through the process):

  • Sign the contract.
  • Schedule a home inspection.
  • Negotiate repairs and settlements.
  • Talk insurance.
  • Schedule a closing.

Welcome home!

  • Take your new set of keys.
  • Pack up all the stuff from your old house and move into the new home.
  • Enjoy your first day in your new home!

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